There are a huge number of insurance companies in our country. There are all-Russian ones, whose central offices are located in large cities, and branches are scattered throughout Russia. There are local companies that usually deal with a narrow type of insurance, for example OSAGO, and exist only in a given territory. The disadvantage of the latter is that if something happens to you or the property insured by such a company in another region where it does not have a representative office, it may refuse insurance payments or you will have to seek financial coverage for the damage for a very long time. Also, these companies are more likely to close for unknown reasons. That is why it is worth contacting large insurance organizations with an already established reputation. One of such companies is RESO-Garantiya. Most likely, everyone has seen its branches in their city. In the article we will tell you about the company, its services, and also give the addresses of RESO offices in Moscow and tell you how to get to them.

About company

"RESO-Garantiya" has been operating on the market since 1991. It is one of the largest in Russia - it has about 860 offices throughout the country and more than 10 million clients as of 2016. The company provides the population with more than 100 types of various insurance services.

Insurance company "RESO" has the highest degree of reliability, has been repeatedly recognized as the best in various categories, and its services meet international standards.

"RESO" is a group of companies. It also includes SMK RESO, a medical insurance company that provides compulsory medical insurance and has successfully served several million Russian citizens for more than 20 years.

The group of companies also includes:

• "RESO-Autoservice" (a car service station, a service station, where the cars of policyholders damaged in an accident are sent when the policyholder decides to have repairs at a service station, and not receive payments in person).
• Bank "RESO-Credit" (engaged in issuing loans, processing deposits for individuals and mortgage lending).
• "RESO-Leasing" (a company that leases cars and trucks and special equipment to companies).
• Other insurance companies operating abroad (in Belarus, Ukraine, Kazakhstan and Armenia).

The services of the main company, "RESO-Garantia", are divided into several categories: services to individuals, commercial entities and additional ones. The list of the latter includes calling an agent, making an appointment with a doctor, calculating the cost of insurance, applying for a policy online and others. We will consider the first two categories of services below.

Services for private clients

The RESO-Garantiya company provides individuals with a wide range of life and property insurance services:

• Car insurance (MTPL, CASCO, online policy purchase, roadside assistance for our clients).
• Real estate insurance (house, apartment, garage, land).
• Life and health insurance (travel insurance for obtaining a visa and traveling abroad, against accidents for children, adults or drivers, compulsory medical insurance, voluntary medical insurance).
• Green card for traveling abroad with your own car.
• Mortgage insurance (the insurance company pays the mortgage amount to the bank in the event of death or complete disability of the borrower, protects against risks, loss of ownership of real estate).

The cost of all services can be calculated using an online calculator. Moreover, the cost is shown immediately after the calculation, there is no need to enter an e-mail or phone number and wait for a calculation for them. A list of necessary documents for issuing each type of insurance policy can also be found on the official website, as well as the rules and conditions of insurance.

According to the law, the occurrence of an insured event must be reported within 3 days, and documents must be brought and an application for payment must be submitted within 10 days after the incident. If the deadlines are met, there will be no further problems.

If you were injured as a result of an insured event, you will need to provide a certificate stating that you were on sick leave and therefore could not visit the insurer during the overdue period. The same should be done with travel documents.

Services for corporate clients

The range of services provided to corporate clients is also quite wide. The company offers the following types of insurance:

• Auto insurance (issue of compulsory motor liability insurance policies and additional insurance for commercial vehicles - cars, trailers, regular and minibuses, trucks, etc. The policy protects against damage and theft).
• Property insurance (overcoming risks associated with troubles with real estate, equipment, raw materials, finished products, business papers).
• Medical insurance for the client’s company’s employees (voluntary medical insurance or compulsory medical insurance, which provides qualified medical care in clinics or medical centers of the city with which RESO has concluded contracts).
• Accident insurance (allows you to compensate harm to the health and life of employees as a result of accidents or illnesses, protect the well-being of their families. Such insurance increases the prestige of the company in the eyes of potential and actual employees and increases labor productivity).

• Liability insurance (involves compensation for damage caused by third parties to a person performing his regulatory duties, such as a lawyer, notary, judge, builder, doctor, etc. The service of insurance of the activities of an air or ship carrier is also provided to passengers and recipients to protect cargo and luggage).
• Cargo transportation insurance (risks associated with the transportation of small and large cargo are prevented).
• is aimed at preventing risks associated with construction and installation work. Risks include loss of property, harm to third parties, etc.).
• Insurance of dangerous objects (power plants, factories, gas stations, elevators, etc.).

Types of insurance provided to corporate clients cannot be purchased at all branches of the insurance company. In addition, a legal entity needs to collect a large number of documents and justify the reason for insurance so that the insurer does not refuse the service.

You should also notify the insurer of the occurrence of an insured event within 10 days, collect all the necessary documents and come to the office, or the personal manager will go to the policyholder himself. With a legal entity, on the one hand, everything is simpler, on the other hand, it’s the other way around. It all depends on each specific situation and circumstances.

Features of insurance in "RESO"

Insurance in the company "RESO-Garantiya" involves some features, including:

• Possibility of online registration of any insurance policy.
• The sum insured under the terms of the standard contract is non-aggregate. But the policyholder has the right to choose another option at his own discretion.
• Compensation for damage caused to a vehicle can be paid either with or without the wear and tear of the car.
• The car is considered lost (not subject to restoration) if repairs amount to more than 80% of the insured amount.
• The payment period for damage and theft with car insurance is a maximum of 30 working days.

Advantages of insurance in "RESO"

Benefits for individuals:

1. Validity of certain types of insurance both in Russia and abroad.
2. The ability to issue almost any policy online.
3. A large number of services and additions to them.
4. The cost of the insurance policy can be paid in a lump sum or in installments.
5. Guarantee of qualified medical care.
6. When extending or renewing the contract, there may be discounts on insurance.
7. Special promotions are available.

These are the main advantages of obtaining an insurance policy from the RESO-Garantiya company. There are others that are specific to each policy individually. They can tell you about them when you contact the office.

Benefits for corporate clients:

1. Availability of social programs for small and medium-sized businesses.
2. CASCO and VHI insurance is valid not only in Russia.
3. A 24-hour dispatch service and a service of personal doctors who monitor the health of the patient assigned to each of them and can come if necessary.
4. There is an additional insurance program that provides consultations with foreign doctors in case of urgent need for this (for example, in case of life-threatening diseases).
5. Guarantee of qualified medical care even if you are in another city or region due to a business trip.
6. Treatment under the RESO-Garantiya policy is cheaper than going to the clinic directly.
7. A huge number of clinics with which RESO cooperates.
8. Discounts on clinic services that are not included in the terms of insurance.
9. Preferential insurance conditions for employees of a company that has entered into an agreement with RESO.
10. The insurance conditions also apply to employees working in branches of the insurer in other cities.
11. Flexible insurance premium payment system (you can pay either a lump sum or every six months or quarterly).
12. When renewing contracts, additional benefits are possible.
13. Replacement of car parts without taking into account depreciation.
14. Payment for minor damage without submitting certificates from the traffic police.
15. 24-hour dispatch service and advisory support in case of road accidents.
16. A form of insurance compensation convenient for the client: restoration repairs, payment of bills from the service station or cash payment according to calculation.
17. For motor transport enterprises with an insured fleet of 10 vehicles or more, the appointment of a personal manager of the VIP service department to accompany this contract.

These are just some of the benefits that the company provides to its clients, listed for various services. Based on these positive aspects, it is worth saying that RESO-insurance offers fairly good conditions to both private and corporate clients.

Cost of services

As mentioned above, the cost of services can be calculated using the online calculator on the website. For different types of insurance you need to enter different data. For example, to calculate the cost of a compulsory motor liability insurance policy, you need to enter the length of service and age, make, model and year of manufacture of the car, region of insurance and the number of possible drivers.

Prices for services at RESO-Garantiya fluctuate at average levels. They are not the lowest, but for a company with such a list of services and level of responsibility, the prices are quite acceptable.

Main office

The company "RESO" is run by the chief; the location of the central office was not chosen by chance - all the top financial companies are located in the capital. And if something important happens on the market, it can be quickly understood and the problem eliminated.

At the main office (Nagorny Ave., 6) there is a client department aimed at resolving issues of private clients, a mortgage center and a payment center. The general department deals with general issues. Potential policyholders or clients with minor problems are sent there. To obtain insurance or other similar issues that managers can resolve, you should contact the nearest branch of the company. We will tell you further how to find the addresses of RESO offices in Moscow.

RESO offices in Moscow and how to get to them

The addresses of RESO offices in Moscow indicate that representative offices are scattered throughout the city. They are located near almost every metro station, which makes life easier for policyholders not only when it is necessary to take out insurance, but also in the event of an insured event. Here are several addresses of offices located in different areas of the city:

• Gazetny Lane, 9. Office, which is located in the very center of the city, 900 m from the Okhotny Ryad metro station.
• Altufevskoe highway, 27. Located at the Vladykino metro station in the north of the city. You can get from the metro to the office on foot or by bus from a stop next to the subway. At the same metro station, in addition to the office at Altufevskoye Shosse, 27, there are 2 more: at Dubninskaya, 13, and in the Marfino area at Bolshaya Marfinskaya, 4.
• Beskudnikovsky Boulevard, 36. The office is located a little further west than the previous one. The nearest metro station is Okruzhnaya (MKR). Getting here is quite difficult - from the metro you have to take a bus 6 more stops. The office is more suitable for residents of this area of ​​Moscow; others can find a representative office closer to home.
• Big masons, 2. Located in the central part of the city directly opposite one of the exits of the Taganskaya metro station. The office has been operating for more than 15 years and provides a large number of services offered by the RESO company.
• Vavilova, 69. The office is located at the station from which you can walk to the company or take one of the buses stopping next to the metro. Also not far from the Profsoyuznaya station, in addition to the branch at Vavilova, 69, there are several more branches: at Leninsky, 66, Novocheremushkinskaya, 49, and Profsoyuznaya, 18.
• Aviamotornaya, 6. Located near the Aviamotornaya metro station. For several nearby blocks this is the only office, because it is closer to the Moscow Ring Road and the edge of the city.

• 1905 Street, 7. Quite close to the central part of the city and among elite residential areas, the office is located on 1905 Street next to the metro station of the same name and several more company offices located at Mantulinskaya, 20, and Krasnopresnenskaya embankment, 12.
• 1st Novokuzminskaya, 6. The office is located in the South-Eastern part of the city near the Ryazansky Prospekt metro station. Not far from this station there are 4 more RESO offices: on Nizhegorodskaya, 32, 1, Okskaya, 5 and Ryazansky, 45.
• 1st Kvesisskaya, 18. The nearest metro station is “Savelovskaya”. The office is located 7-10 minutes walk from the metro.
• 15th Parkovaya, 45. The most distant office from the center listed. Located at the Shchelkovskaya metro station, a few km from the Moscow Ring Road. There are several other offices nearby that are smaller in size and provide fewer services.

The remaining addresses of RESO offices in Moscow can be found on the company’s website (there they are even broken down by metro station) or by using any navigation application. There are offices both within the city and outside the Moscow Ring Road. In case of urgent need, when you are in another city, you can find a representative office in this city or a neighboring one, since there are them in almost every region and city.

Contacts

In addition to the offices, which are scattered throughout Moscow and beyond, information of interest can be obtained by calling 8-800-234-18-02 or through the feedback form on the company’s official website. Regional phone numbers can also be found using the website.

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Property insurance in RESO GUARANTEED on the best conditions!

How much does it cost to insure an apartment with RESO Garantiya?

Economy - cost 6,000 rubles.
Sums insured:
Construction 3,000,000 rub.
Finishing 450,000 rub.
Movable property RUB 300,000.
Civil liability RUB 300,000.

Express – cost 7,500 rubles. (with a franchise of 5,000 rubles - cost 6,000 rubles)
Sums insured:
Constructive 5,000,000 rub.
Finishing 500,000 rub.
Movable property RUB 450,000.
Civil liability RUB 600,000.

Express 1 – cost 9,800 rubles. (with a franchise of 5,000 rubles - cost 7,800 rubles)
Sums insured:
Constructive 7,000,000 rub.
Finishing 700,000 rub.
Movable property RUB 600,000.
Civil liability RUB 1,200,000.

Premium – cost 17,000 rubles. (with a franchise of 7,000 rubles - cost 12,800 rubles)
Sums insured:
Construction 10,000,000 rub.
Finishing RUB 1,200,000
Movable property RUB 1,000,000.
Civil liability RUB 1,700,000.

Premium 1 – cost 35,000 rubles. (with a franchise of 10,000 rubles - cost 27,000 rubles)
Sums insured:
Constructive 15,000,000 rub.
Finishing 2,000,000 rub.
Movable property RUB 1,500,000.
Civil liability RUB 3,000,000.

Objects of insurance

Apartment design– structural elements of the building (walls, ceilings), window and door structures, pipelines of various systems.

Finishing– covering walls, ceilings, floors, interior doors, built-in furniture.

Technical equipment– heating systems, floor heating, water supply, sewerage, gas supply, surveillance and security systems, ventilation, plumbing equipment, etc.

Movable property– furniture, interior items, audio and video equipment, electronics, household appliances, musical instruments, clothing, dishes, tools, household items, etc.

Civil responsibility- liability for causing harm to life, health or property of third parties.

RESO-Garantiya offers the best option for apartment insurance - for a full risk package, including:

Fire, lightning strike, gas explosion;
damage to property by water or steam due to accidents of various systems or flooding with liquid coming from other residential premises;
natural disasters;
burglary, robbery;
illegal actions of third parties - hooliganism, vandalism, intentional destruction and damage to property;
collisions, impacts - collisions with vehicles, collisions with animals, falling trees and other objects, falling aircraft and their parts, impacts of sound waves;

And additional risk: terrorism, sabotage - committing an explosion, arson or other actions in order to violate public safety

Fill out the form, our specialist will contact you, advise you on the real estate insurance program, and make an individual calculation of apartment insurance.

Apartment insurance in RESO Guarantee